TikTokers are poking fun at a money lawyer’s ultra-viral hacks

A finance lawyer has become a TikTok icon thanks to her cheeky catchphrase. 

Erika Kullberg is social media’s resident “money lawyer” bestowing her knowledge about personal finance to the masses. She snagged over 4.7 million followers on TikTok in just a few weeks. People rush to her page where she shares hidden loopholes on how to get free products, refunds and exchanges by reading the fine print. 

In one viral skit, Kullberg explained how if your AirPods are stolen, you can get new ones for free. When the fictional Apple worker told her that Apple Care doesn’t cover stolen Airpods, she whipped out her catchphrase. 

“Shh, they don’t know this hack. Watch this,” Kullberg whispered to the camera. “Actually I read the terms of my credit card benefits. Since I purchased the AirPods with my credit card, it includes theft protection.” 


What Nike doesn’t want you to know about getting a free pair of shoes #personalfinance #moneytok #money #lawyer ib: @milansinghhh

♬ original sound – Money Lawyer Erika

“She has no idea I know. Watch this,” she said when she tried to exchange a two-year-old pair of Nikes. 

“I’ve actually read your terms and I know that as long as it’s been less than two years since the manufacturer date, it’s covered under the warranty,” Kullberg explained

TikTokers have now turned Kullberg breaking the fourth wall to say, “Ssh, they don’t know this hack. Watch this,” into a meme. 


Who started this trend? Please tag them 😂😂😂 #fyp

♬ original sound – Erika Priscilla

TikToker @erikaxpriscilla did a sketch where a clothing store worker refused to let her into a changing room with more than five items. 

“Shh, she doesn’t know I know this hack,” @erikaxpriscilla said to the camera before telling the worker, “Um, I will punch you in the throat.” 

“Shh, they don’t know I know this hack,” @son_of_kathy said when a restaurant got his order wrong. 

“Thanks, have a good one!” he told the worker and didn’t make a big deal out of the mistake. 

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